Lump Sum10 years ago
$10,000 invested once
$28,043+$18,043 · +180.43%
Total invested$10,000
Annualised (CAGR)+16.82%
Max drawdown-36.57%
SIP · Monthly81 contributions
$100 every month
$11,931+$3,831 · +47.30%
Total invested$8,100
Money-weighted (XIRR)+11.53%
Max drawdown-28.29%
SIP · Biweekly174 contributions
$100 every two weeks
$25,728+$8,328 · +47.86%
Total invested$17,400
Money-weighted (XIRR)+11.74%
Max drawdown-28.05%
Playground
How you invest
Growth of your contributions
You invest
$18,100
It would be worth
$39,974after your settings in GFL.TO
Profit
+$21,874+120.85% on money in
Annualised return
+15.67%Money-weighted (XIRR)
Deepest dip
-34.29%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+6.79% | +13.86% | +15.56% | +0.12% | +17.95% p.a. | +4.78% p.a. | — |
Calendar-year returns
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|
| +61.75% | +29.10% | -17.20% | +15.78% | +41.23% | -8.52% | +8.42% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2020 | $11,100 | $17,685 | +$6,585 | +59.32% |
| 2021 | $12,300 | $24,149 | +$11,849 | +96.33% |
| 2022 | $13,500 | $21,260 | +$7,760 | +57.48% |
| 2023 | $14,700 | $25,839 | +$11,139 | +75.77% |
| 2024 | $15,900 | $37,993 | +$22,093 | +138.95% |
| 2025 | $17,100 | $35,836 | +$18,736 | +109.57% |
| 2026 (YTD) | $18,100 | $39,974 | +$21,874 | +120.85% |
Best 12-month stretch
+147.18%Mar 2020 → Mar 2021
Worst 12-month stretch
-33.21%May 2025 → May 2026
Deepest drawdown
-36.57%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$212on $10,000, trailing 10 years