Lump Sum10 years ago
$10,000 invested once
$28,081+$18,081 · +180.81%
Total invested$10,000
Annualised (CAGR)+10.92%
Max drawdown-76.50%
SIP · Monthly122 contributions
$100 every month
$23,247+$11,047 · +90.55%
Total invested$12,200
Money-weighted (XIRR)+12.47%
Max drawdown-72.49%
SIP · Biweekly261 contributions
$100 every two weeks
$49,550+$23,450 · +89.85%
Total invested$26,100
Money-weighted (XIRR)+12.43%
Max drawdown-72.55%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$51,329after your settings in FM.TO
Profit
+$29,129+131.21% on money in
Annualised return
+11.40%Money-weighted (XIRR)
Deepest dip
-75.09%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-26.57% | -13.19% | -6.72% | +10.22% | +6.17% p.a. | +2.94% p.a. | +10.92% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +10.33% | +32.00% | -41.36% | +20.56% | +84.02% | +32.52% | -5.96% | -61.41% | +76.13% | +95.13% | -10.32% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,229 | +$1,029 | +10.09% |
| 2017 | $11,500 | $16,470 | +$4,970 | +43.21% |
| 2018 | $12,700 | $10,435 | -$2,265 | -17.84% |
| 2019 | $13,900 | $13,807 | -$93 | -0.67% |
| 2020 | $15,100 | $28,024 | +$12,924 | +85.59% |
| 2021 | $16,300 | $38,505 | +$22,205 | +136.22% |
| 2022 | $17,500 | $37,361 | +$19,861 | +113.49% |
| 2023 | $18,800 | $15,014 | -$3,786 | -20.14% |
| 2024 | $20,000 | $27,826 | +$7,826 | +39.13% |
| 2025 | $21,200 | $56,264 | +$35,064 | +165.40% |
| 2026 (YTD) | $22,200 | $51,329 | +$29,129 | +131.21% |
Best 12-month stretch
+351.60%Mar 2020 → Mar 2021
Worst 12-month stretch
-68.01%Dec 2022 → Dec 2023
Deepest drawdown
-76.50%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$351on $10,000, trailing 10 years