Lump Sum10 years ago
$10,000 invested once
$5,275-$4,725 · -47.25%
Total invested$10,000
Annualised (CAGR)-7.01%
Max drawdown-94.29%
SIP · Monthly108 contributions
$100 every month
$11,705+$905 · +8.38%
Total invested$10,800
Money-weighted (XIRR)+1.82%
Max drawdown-77.34%
SIP · Biweekly230 contributions
$100 every two weeks
$24,703+$1,703 · +7.41%
Total invested$23,000
Money-weighted (XIRR)+1.61%
Max drawdown-77.29%
Playground
How you invest
Growth of your contributions
You invest
$20,800
It would be worth
$16,980after your settings in FLT.TO
Profit
-$3,820-18.37% on money in
Annualised return
-3.13%Money-weighted (XIRR)
Deepest dip
-89.20%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-17.24% | -2.04% | -31.43% | -31.43% | +22.76% p.a. | -13.52% p.a. | — |
Calendar-year returns
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|
| +69.23% | -40.91% | -9.89% | -8.54% | -62.67% | -42.86% | 0.00% | +243.75% | -12.73% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2018 | $11,300 | $18,255 | +$6,955 | +61.55% |
| 2019 | $12,500 | $11,820 | -$680 | -5.44% |
| 2020 | $13,700 | $12,000 | -$1,700 | -12.41% |
| 2021 | $14,900 | $11,741 | -$3,159 | -21.20% |
| 2022 | $16,100 | $5,109 | -$10,991 | -68.27% |
| 2023 | $17,300 | $3,527 | -$13,773 | -79.61% |
| 2024 | $18,600 | $4,657 | -$13,943 | -74.96% |
| 2025 | $19,800 | $18,536 | -$1,264 | -6.39% |
| 2026 (YTD) | $20,800 | $16,980 | -$3,820 | -18.37% |
Best 12-month stretch
+438.46%Oct 2024 → Oct 2025
Worst 12-month stretch
-68.27%Oct 2021 → Oct 2022
Deepest drawdown
-94.29%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years