Lump Sum10 years ago
$10,000 invested once
$18,715+$8,715 · +87.15%
Total invested$10,000
Annualised (CAGR)+6.49%
Max drawdown-89.63%
SIP · Monthly122 contributions
$100 every month
$27,456+$15,256 · +125.05%
Total invested$12,200
Money-weighted (XIRR)+15.60%
Max drawdown-51.16%
SIP · Biweekly261 contributions
$100 every two weeks
$59,042+$32,942 · +126.22%
Total invested$26,100
Money-weighted (XIRR)+15.74%
Max drawdown-51.25%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$46,171after your settings in ERD.TO
Profit
+$23,971+107.98% on money in
Annualised return
+9.97%Money-weighted (XIRR)
Deepest dip
-83.88%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-12.78% | -1.82% | -15.12% | -37.69% | +41.23% p.a. | +17.63% p.a. | +6.49% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +45.83% | -14.29% | -58.33% | -28.00% | +127.78% | +4.88% | -34.88% | +28.57% | +66.67% | +118.33% | -31.42% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $14,878 | +$4,678 | +45.86% |
| 2017 | $11,500 | $13,743 | +$2,243 | +19.51% |
| 2018 | $12,700 | $6,628 | -$6,072 | -47.81% |
| 2019 | $13,900 | $5,829 | -$8,071 | -58.06% |
| 2020 | $15,100 | $14,915 | -$185 | -1.23% |
| 2021 | $16,300 | $16,936 | +$636 | +3.90% |
| 2022 | $17,500 | $11,985 | -$5,515 | -31.52% |
| 2023 | $18,800 | $16,752 | -$2,048 | -10.89% |
| 2024 | $20,000 | $29,490 | +$9,490 | +47.45% |
| 2025 | $21,200 | $66,074 | +$44,874 | +211.67% |
| 2026 (YTD) | $22,200 | $46,171 | +$23,971 | +107.98% |
Best 12-month stretch
+199.61%Sep 2024 → Sep 2025
Worst 12-month stretch
-74.80%May 2017 → May 2018
Deepest drawdown
-89.63%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years