Lump Sum10 years ago
$10,000 invested once
$32,508+$22,508 · +225.08%
Total invested$10,000
Annualised (CAGR)+12.56%
Max drawdown-27.16%
SIP · Monthly122 contributions
$100 every month
$20,797+$8,597 · +70.47%
Total invested$12,200
Money-weighted (XIRR)+10.36%
Max drawdown-21.21%
SIP · Biweekly261 contributions
$100 every two weeks
$44,626+$18,526 · +70.98%
Total invested$26,100
Money-weighted (XIRR)+10.45%
Max drawdown-21.27%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$53,305after your settings in EMP-A.TO
Profit
+$31,105+140.11% on money in
Annualised return
+11.92%Money-weighted (XIRR)
Deepest dip
-24.87%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+5.28% | +1.20% | +8.09% | +6.25% | +13.10% p.a. | +8.43% p.a. | +12.56% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -15.07% | +59.12% | +15.81% | +10.36% | +16.51% | +12.40% | -5.96% | +0.17% | +28.90% | +10.87% | +6.76% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $8,663 | -$1,537 | -15.07% |
| 2017 | $11,500 | $15,363 | +$3,863 | +33.59% |
| 2018 | $12,700 | $19,140 | +$6,440 | +50.70% |
| 2019 | $13,900 | $22,253 | +$8,353 | +60.10% |
| 2020 | $15,100 | $27,185 | +$12,085 | +80.03% |
| 2021 | $16,300 | $31,751 | +$15,451 | +94.79% |
| 2022 | $17,500 | $30,964 | +$13,464 | +76.93% |
| 2023 | $18,800 | $32,282 | +$13,482 | +71.71% |
| 2024 | $20,000 | $43,082 | +$23,082 | +115.41% |
| 2025 | $21,200 | $48,943 | +$27,743 | +130.87% |
| 2026 (YTD) | $22,200 | $53,305 | +$31,105 | +140.11% |
Best 12-month stretch
+67.26%May 2024 → May 2025
Worst 12-month stretch
-20.59%Mar 2022 → Mar 2023
Deepest drawdown
-27.16%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,363on $10,000, trailing 10 years