Lump Sum10 years ago
$10,000 invested once
$27,172+$17,172 · +171.72%
Total invested$10,000
Annualised (CAGR)+10.55%
Max drawdown-76.09%
SIP · Monthly122 contributions
$100 every month
$40,773+$28,573 · +234.20%
Total invested$12,200
Money-weighted (XIRR)+22.96%
Max drawdown-59.84%
SIP · Biweekly261 contributions
$100 every two weeks
$87,819+$61,719 · +236.47%
Total invested$26,100
Money-weighted (XIRR)+23.15%
Max drawdown-60.82%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$67,945after your settings in EFX.TO
Profit
+$45,745+206.06% on money in
Annualised return
+15.21%Money-weighted (XIRR)
Deepest dip
-72.84%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-4.38% | -0.70% | -8.81% | +84.17% | +80.55% p.a. | +26.34% p.a. | +10.55% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +22.45% | -8.14% | +7.01% | -22.54% | -43.88% | +17.98% | +12.93% | -27.27% | +145.04% | +49.22% | +46.58% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $12,464 | +$2,264 | +22.19% |
| 2017 | $11,500 | $12,615 | +$1,115 | +9.69% |
| 2018 | $12,700 | $14,764 | +$2,064 | +16.25% |
| 2019 | $13,900 | $12,435 | -$1,465 | -10.54% |
| 2020 | $15,100 | $8,336 | -$6,764 | -44.79% |
| 2021 | $16,300 | $10,970 | -$5,330 | -32.70% |
| 2022 | $17,500 | $13,794 | -$3,706 | -21.18% |
| 2023 | $18,800 | $11,053 | -$7,747 | -41.21% |
| 2024 | $20,000 | $29,221 | +$9,221 | +46.10% |
| 2025 | $21,200 | $45,645 | +$24,445 | +115.31% |
| 2026 (YTD) | $22,200 | $67,945 | +$45,745 | +206.06% |
Best 12-month stretch
+299.24%Apr 2025 → Apr 2026
Worst 12-month stretch
-75.32%Apr 2019 → Apr 2020
Deepest drawdown
-76.09%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,510on $10,000, trailing 10 years