Lump Sum10 years ago
$10,000 invested once
$6,617-$3,383 · -33.83%
Total invested$10,000
Annualised (CAGR)-7.98%
Max drawdown-68.39%
SIP · Monthly61 contributions
$100 every month
$6,718+$618 · +10.14%
Total invested$6,100
Money-weighted (XIRR)+3.87%
Max drawdown-56.99%
SIP · Biweekly130 contributions
$100 every two weeks
$14,401+$1,401 · +10.78%
Total invested$13,000
Money-weighted (XIRR)+4.12%
Max drawdown-57.39%
Playground
How you invest
Growth of your contributions
You invest
$16,100
It would be worth
$13,335after your settings in DTOL.TO
Profit
-$2,765-17.17% on money in
Annualised return
-4.63%Money-weighted (XIRR)
Deepest dip
-61.47%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+10.70% | +14.01% | +17.27% | -40.10% | +16.79% p.a. | -7.98% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| -17.81% | -52.87% | +65.28% | +74.23% | -27.33% | -18.36% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,200 | $8,398 | -$1,802 | -17.66% |
| 2022 | $11,500 | $5,037 | -$6,463 | -56.20% |
| 2023 | $12,700 | $9,899 | -$2,801 | -22.06% |
| 2024 | $13,900 | $19,168 | +$5,268 | +37.90% |
| 2025 | $15,100 | $14,948 | -$152 | -1.01% |
| 2026 (YTD) | $16,100 | $13,335 | -$2,765 | -17.17% |
Best 12-month stretch
+119.60%Oct 2023 → Oct 2024
Worst 12-month stretch
-67.78%Nov 2021 → Oct 2022
Deepest drawdown
-68.39%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years