Lump Sum10 years ago
$10,000 invested once
$28,173+$18,173 · +181.73%
Total invested$10,000
Annualised (CAGR)+23.40%
Max drawdown-19.90%
SIP · Monthly60 contributions
$100 every month
$9,964+$3,964 · +66.07%
Total invested$6,000
Money-weighted (XIRR)+20.72%
Max drawdown-14.99%
SIP · Biweekly129 contributions
$100 every two weeks
$21,321+$8,421 · +65.28%
Total invested$12,900
Money-weighted (XIRR)+20.75%
Max drawdown-15.22%
Playground
How you invest
Growth of your contributions
You invest
$16,000
It would be worth
$38,138after your settings in DFY.TO
Profit
+$22,138+138.36% on money in
Annualised return
+22.91%Money-weighted (XIRR)
Deepest dip
-17.62%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+2.84% | -8.42% | +6.81% | +11.08% | +25.93% p.a. | — | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| +7.77% | +32.39% | -0.93% | +57.53% | +31.38% | -3.69% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,200 | $10,984 | +$784 | +7.68% |
| 2022 | $11,400 | $15,908 | +$4,508 | +39.54% |
| 2023 | $12,600 | $16,998 | +$4,398 | +34.90% |
| 2024 | $13,900 | $28,396 | +$14,496 | +104.29% |
| 2025 | $15,100 | $38,627 | +$23,527 | +155.81% |
| 2026 (YTD) | $16,000 | $38,138 | +$22,138 | +138.36% |
Best 12-month stretch
+83.43%Jun 2024 → Jun 2025
Worst 12-month stretch
-10.41%May 2025 → May 2026
Deepest drawdown
-19.90%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,146on $10,000, trailing 10 years