Lump Sum10 years ago
$10,000 invested once
$20,864+$10,864 · +108.64%
Total invested$10,000
Annualised (CAGR)+7.66%
Max drawdown-32.69%
SIP · Monthly122 contributions
$100 every month
$21,600+$9,400 · +77.05%
Total invested$12,200
Money-weighted (XIRR)+11.08%
Max drawdown-30.77%
SIP · Biweekly261 contributions
$100 every two weeks
$46,202+$20,102 · +77.02%
Total invested$26,100
Money-weighted (XIRR)+11.11%
Max drawdown-31.16%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$42,463after your settings in CU.TO
Profit
+$20,263+91.28% on money in
Annualised return
+8.84%Money-weighted (XIRR)
Deepest dip
-32.14%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.41% | -10.44% | +4.59% | +28.40% | +25.70% p.a. | +12.14% p.a. | +7.66% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -4.49% | +7.28% | -12.41% | +30.77% | -16.17% | +24.14% | +4.73% | -8.23% | +15.61% | +28.94% | +19.23% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,750 | -$450 | -4.42% |
| 2017 | $11,500 | $11,737 | +$237 | +2.06% |
| 2018 | $12,700 | $11,459 | -$1,241 | -9.77% |
| 2019 | $13,900 | $16,280 | +$2,380 | +17.12% |
| 2020 | $15,100 | $14,790 | -$310 | -2.05% |
| 2021 | $16,300 | $19,668 | +$3,368 | +20.66% |
| 2022 | $17,500 | $21,793 | +$4,293 | +24.53% |
| 2023 | $18,800 | $21,255 | +$2,455 | +13.06% |
| 2024 | $20,000 | $25,889 | +$5,889 | +29.44% |
| 2025 | $21,200 | $34,764 | +$13,564 | +63.98% |
| 2026 (YTD) | $22,200 | $42,463 | +$20,263 | +91.28% |
Best 12-month stretch
+50.23%Jul 2025 → Jul 2026
Worst 12-month stretch
-22.47%Mar 2020 → Mar 2021
Deepest drawdown
-32.69%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$4,519on $10,000, trailing 10 years