Lump Sum10 years ago
$10,000 invested once
$52,735+$42,735 · +427.35%
Total invested$10,000
Annualised (CAGR)+18.16%
Max drawdown-36.31%
SIP · Monthly122 contributions
$100 every month
$39,622+$27,422 · +224.77%
Total invested$12,200
Money-weighted (XIRR)+22.43%
Max drawdown-30.58%
SIP · Biweekly261 contributions
$100 every two weeks
$84,740+$58,640 · +224.68%
Total invested$26,100
Money-weighted (XIRR)+22.49%
Max drawdown-30.99%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$92,357after your settings in CM.TO
Profit
+$70,157+316.02% on money in
Annualised return
+19.41%Money-weighted (XIRR)
Deepest dip
-33.99%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-0.04% | -3.03% | +7.94% | +42.68% | +55.58% p.a. | +21.92% p.a. | +18.16% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +12.85% | +17.02% | -11.84% | +10.42% | +7.18% | +41.53% | -21.70% | +23.83% | +49.07% | +44.83% | +29.19% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,497 | +$1,297 | +12.72% |
| 2017 | $11,500 | $14,912 | +$3,412 | +29.67% |
| 2018 | $12,700 | $14,255 | +$1,555 | +12.25% |
| 2019 | $13,900 | $16,973 | +$3,073 | +22.11% |
| 2020 | $15,100 | $19,615 | +$4,515 | +29.90% |
| 2021 | $16,300 | $29,109 | +$12,809 | +78.58% |
| 2022 | $17,500 | $23,797 | +$6,297 | +35.98% |
| 2023 | $18,800 | $30,976 | +$12,176 | +64.76% |
| 2024 | $20,000 | $47,701 | +$27,701 | +138.51% |
| 2025 | $21,200 | $70,658 | +$49,458 | +233.29% |
| 2026 (YTD) | $22,200 | $92,357 | +$70,157 | +316.02% |
Best 12-month stretch
+90.99%Oct 2023 → Oct 2024
Worst 12-month stretch
-29.30%Mar 2019 → Mar 2020
Deepest drawdown
-36.31%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$6,580on $10,000, trailing 10 years