Lump Sum10 years ago
$10,000 invested once
$20,450+$10,450 · +104.50%
Total invested$10,000
Annualised (CAGR)+7.44%
Max drawdown-69.96%
SIP · Monthly122 contributions
$100 every month
$11,674-$526 · -4.31%
Total invested$12,200
Money-weighted (XIRR)-0.88%
Max drawdown-54.67%
SIP · Biweekly261 contributions
$100 every two weeks
$24,957-$1,143 · -4.38%
Total invested$26,100
Money-weighted (XIRR)-0.90%
Max drawdown-54.31%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$32,124after your settings in CJT.TO
Profit
+$9,924+44.70% on money in
Annualised return
+5.06%Money-weighted (XIRR)
Deepest dip
-65.23%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-6.78% | -2.29% | +5.68% | +2.67% | +3.04% p.a. | -14.85% p.a. | +7.44% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.71% | +30.18% | +16.90% | +55.01% | +108.12% | -22.00% | -29.54% | +3.57% | -4.41% | -22.60% | -1.78% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,266 | +$66 | +0.65% |
| 2017 | $11,500 | $14,932 | +$3,432 | +29.85% |
| 2018 | $12,700 | $18,638 | +$5,938 | +46.76% |
| 2019 | $13,900 | $30,297 | +$16,397 | +117.97% |
| 2020 | $15,100 | $64,819 | +$49,719 | +329.26% |
| 2021 | $16,300 | $51,634 | +$35,334 | +216.77% |
| 2022 | $17,500 | $37,352 | +$19,852 | +113.44% |
| 2023 | $18,800 | $40,172 | +$21,372 | +113.68% |
| 2024 | $20,000 | $39,517 | +$19,517 | +97.59% |
| 2025 | $21,200 | $31,717 | +$10,517 | +49.61% |
| 2026 (YTD) | $22,200 | $32,124 | +$9,924 | +44.70% |
Best 12-month stretch
+142.71%Oct 2019 → Oct 2020
Worst 12-month stretch
-49.01%Nov 2024 → Nov 2025
Deepest drawdown
-69.96%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,384on $10,000, trailing 10 years