Lump Sum10 years ago
$10,000 invested once
$44,339+$34,339 · +343.39%
Total invested$10,000
Annualised (CAGR)+16.12%
Max drawdown-42.78%
SIP · Monthly122 contributions
$100 every month
$26,321+$14,121 · +115.75%
Total invested$12,200
Money-weighted (XIRR)+14.80%
Max drawdown-26.45%
SIP · Biweekly261 contributions
$100 every two weeks
$56,410+$30,310 · +116.13%
Total invested$26,100
Money-weighted (XIRR)+14.88%
Max drawdown-26.48%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$70,660after your settings in CGY.TO
Profit
+$48,460+218.29% on money in
Annualised return
+15.75%Money-weighted (XIRR)
Deepest dip
-37.23%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+1.92% | +8.64% | +21.69% | +71.58% | +22.24% p.a. | +8.65% p.a. | +16.12% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.04% | +35.98% | -2.74% | +32.83% | +75.00% | -5.19% | +10.48% | -12.54% | -13.11% | +18.47% | +51.38% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,304 | +$104 | +1.02% |
| 2017 | $11,500 | $15,500 | +$4,000 | +34.78% |
| 2018 | $12,700 | $16,283 | +$3,583 | +28.21% |
| 2019 | $13,900 | $23,029 | +$9,129 | +65.68% |
| 2020 | $15,100 | $41,818 | +$26,718 | +176.94% |
| 2021 | $16,300 | $40,886 | +$24,586 | +150.83% |
| 2022 | $17,500 | $46,474 | +$28,974 | +165.57% |
| 2023 | $18,800 | $41,930 | +$23,130 | +123.03% |
| 2024 | $20,000 | $37,562 | +$17,562 | +87.81% |
| 2025 | $21,200 | $45,941 | +$24,741 | +116.70% |
| 2026 (YTD) | $22,200 | $70,660 | +$48,460 | +218.29% |
Best 12-month stretch
+137.37%May 2025 → May 2026
Worst 12-month stretch
-30.08%May 2024 → May 2025
Deepest drawdown
-42.78%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$4,562on $10,000, trailing 10 years