Lump Sum10 years ago
$10,000 invested once
$14,716+$4,716 · +47.16%
Total invested$10,000
Annualised (CAGR)+3.95%
Max drawdown-64.27%
SIP · Monthly122 contributions
$100 every month
$8,823-$3,377 · -27.68%
Total invested$12,200
Money-weighted (XIRR)NaN%
Max drawdown-55.04%
SIP · Biweekly261 contributions
$100 every two weeks
$18,797-$7,303 · -27.98%
Total invested$26,100
Money-weighted (XIRR)NaN%
Max drawdown-54.81%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$23,539after your settings in BYD.TO
Profit
+$1,339+6.03% on money in
Annualised return
+0.81%Money-weighted (XIRR)
Deepest dip
-61.31%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+1.10% | -19.88% | -29.49% | -47.11% | -20.87% p.a. | -13.57% p.a. | +3.95% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +6.39% | +18.58% | +8.41% | +90.94% | +6.30% | -8.85% | +5.14% | +33.47% | -22.60% | +0.91% | -46.94% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,849 | +$649 | +6.36% |
| 2017 | $11,500 | $14,293 | +$2,793 | +24.29% |
| 2018 | $12,700 | $16,643 | +$3,943 | +31.04% |
| 2019 | $13,900 | $33,345 | +$19,445 | +139.89% |
| 2020 | $15,100 | $36,767 | +$21,667 | +143.49% |
| 2021 | $16,300 | $34,576 | +$18,276 | +112.12% |
| 2022 | $17,500 | $37,845 | +$20,345 | +116.25% |
| 2023 | $18,800 | $52,057 | +$33,257 | +176.90% |
| 2024 | $20,000 | $41,363 | +$21,363 | +106.81% |
| 2025 | $21,200 | $42,938 | +$21,738 | +102.54% |
| 2026 (YTD) | $22,200 | $23,539 | +$1,339 | +6.03% |
Best 12-month stretch
+97.90%Dec 2018 → Dec 2019
Worst 12-month stretch
-52.36%Sep 2025 → Sep 2026
Deepest drawdown
-64.27%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$702on $10,000, trailing 10 years