Lump Sum10 years ago
$10,000 invested once
$30,633+$20,633 · +206.33%
Total invested$10,000
Annualised (CAGR)+11.89%
Max drawdown-34.41%
SIP · Monthly122 contributions
$100 every month
$28,474+$16,274 · +133.39%
Total invested$12,200
Money-weighted (XIRR)+16.28%
Max drawdown-30.31%
SIP · Biweekly261 contributions
$100 every two weeks
$60,957+$34,857 · +133.55%
Total invested$26,100
Money-weighted (XIRR)+16.33%
Max drawdown-30.72%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$59,106after your settings in BNS.TO
Profit
+$36,906+166.25% on money in
Annualised return
+13.32%Money-weighted (XIRR)
Deepest dip
-32.03%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-0.89% | +6.87% | +27.86% | +49.25% | +40.32% p.a. | +16.18% p.a. | +11.89% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +6.36% | +12.80% | -11.60% | +11.33% | -0.63% | +37.98% | -22.84% | +3.68% | +27.41% | +40.46% | +32.17% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,840 | +$640 | +6.28% |
| 2017 | $11,500 | $13,595 | +$2,095 | +18.22% |
| 2018 | $12,700 | $13,137 | +$437 | +3.44% |
| 2019 | $13,900 | $15,863 | +$1,963 | +14.12% |
| 2020 | $15,100 | $17,211 | +$2,111 | +13.98% |
| 2021 | $16,300 | $25,156 | +$8,856 | +54.33% |
| 2022 | $17,500 | $20,447 | +$2,947 | +16.84% |
| 2023 | $18,800 | $22,513 | +$3,713 | +19.75% |
| 2024 | $20,000 | $30,077 | +$10,077 | +50.38% |
| 2025 | $21,200 | $43,842 | +$22,642 | +106.80% |
| 2026 (YTD) | $22,200 | $59,106 | +$36,906 | +166.25% |
Best 12-month stretch
+74.15%Jun 2025 → Jun 2026
Worst 12-month stretch
-26.41%Mar 2019 → Mar 2020
Deepest drawdown
-34.41%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$5,396on $10,000, trailing 10 years