Lump Sum10 years ago
$10,000 invested once
$11,970+$1,970 · +19.70%
Total invested$10,000
Annualised (CAGR)+1.82%
Max drawdown-92.78%
SIP · Monthly122 contributions
$100 every month
$26,600+$14,400 · +118.03%
Total invested$12,200
Money-weighted (XIRR)+14.95%
Max drawdown-67.14%
SIP · Biweekly261 contributions
$100 every two weeks
$56,650+$30,550 · +117.05%
Total invested$26,100
Money-weighted (XIRR)+14.91%
Max drawdown-69.00%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$38,571after your settings in BIR.TO
Profit
+$16,371+73.74% on money in
Annualised return
+7.52%Money-weighted (XIRR)
Deepest dip
-85.87%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+10.62% | +9.75% | +9.91% | +8.62% | +0.21% p.a. | +4.49% p.a. | +1.82% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +11.15% | -52.19% | -25.02% | -18.38% | -26.74% | +266.82% | +49.92% | -31.82% | +3.01% | +36.42% | -4.65% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,319 | +$1,119 | +10.97% |
| 2017 | $11,500 | $6,367 | -$5,133 | -44.64% |
| 2018 | $12,700 | $5,749 | -$6,951 | -54.73% |
| 2019 | $13,900 | $5,859 | -$8,041 | -57.85% |
| 2020 | $15,100 | $5,845 | -$9,255 | -61.29% |
| 2021 | $16,300 | $23,362 | +$7,062 | +43.32% |
| 2022 | $17,500 | $36,323 | +$18,823 | +107.56% |
| 2023 | $18,800 | $25,798 | +$6,998 | +37.22% |
| 2024 | $20,000 | $27,823 | +$7,823 | +39.11% |
| 2025 | $21,200 | $39,335 | +$18,135 | +85.54% |
| 2026 (YTD) | $22,200 | $38,571 | +$16,371 | +73.74% |
Best 12-month stretch
+369.97%Jun 2020 → Jun 2021
Worst 12-month stretch
-80.55%Mar 2019 → Mar 2020
Deepest drawdown
-92.78%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,432on $10,000, trailing 10 years