Lump Sum10 years ago
$10,000 invested once
$52,838+$42,838 · +428.38%
Total invested$10,000
Annualised (CAGR)+18.18%
Max drawdown-57.44%
SIP · Monthly122 contributions
$100 every month
$42,467+$30,267 · +248.09%
Total invested$12,200
Money-weighted (XIRR)+23.72%
Max drawdown-45.62%
SIP · Biweekly261 contributions
$100 every two weeks
$90,970+$64,870 · +248.55%
Total invested$26,100
Money-weighted (XIRR)+23.81%
Max drawdown-44.82%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$95,305after your settings in ARE.TO
Profit
+$73,105+329.30% on money in
Annualised return
+19.85%Money-weighted (XIRR)
Deepest dip
-53.86%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-9.37% | -5.39% | +0.54% | +69.58% | +78.43% p.a. | +26.31% p.a. | +18.18% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +15.97% | +34.60% | -9.64% | +3.41% | -2.44% | +7.14% | -42.52% | +52.38% | +115.34% | +20.60% | +52.37% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,814 | +$1,614 | +15.83% |
| 2017 | $11,500 | $17,470 | +$5,970 | +51.92% |
| 2018 | $12,700 | $17,016 | +$4,316 | +33.98% |
| 2019 | $13,900 | $18,745 | +$4,845 | +34.86% |
| 2020 | $15,100 | $19,638 | +$4,538 | +30.05% |
| 2021 | $16,300 | $22,148 | +$5,848 | +35.88% |
| 2022 | $17,500 | $13,623 | -$3,877 | -22.15% |
| 2023 | $18,800 | $22,279 | +$3,479 | +18.50% |
| 2024 | $20,000 | $49,789 | +$29,789 | +148.95% |
| 2025 | $21,200 | $61,837 | +$40,637 | +191.69% |
| 2026 (YTD) | $22,200 | $95,305 | +$73,105 | +329.30% |
Best 12-month stretch
+217.65%Apr 2025 → Apr 2026
Worst 12-month stretch
-50.17%Oct 2021 → Oct 2022
Deepest drawdown
-57.44%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$4,992on $10,000, trailing 10 years