Lump Sum10 years ago
$10,000 invested once
$17,250+$7,250 · +72.50%
Total invested$10,000
Annualised (CAGR)+11.85%
Max drawdown-83.75%
SIP · Monthly60 contributions
$100 every month
$27,321+$21,321 · +355.34%
Total invested$6,000
Money-weighted (XIRR)+67.38%
Max drawdown-51.49%
SIP · Biweekly128 contributions
$100 every two weeks
$57,886+$45,086 · +352.23%
Total invested$12,800
Money-weighted (XIRR)+67.42%
Max drawdown-43.48%
Playground
How you invest
Growth of your contributions
You invest
$16,000
It would be worth
$44,571after your settings in ARA.TO
Profit
+$28,571+178.57% on money in
Annualised return
+27.75%Money-weighted (XIRR)
Deepest dip
-79.46%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-25.00% | -22.25% | -37.70% | -15.08% | +89.23% p.a. | — | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| -10.00% | -77.78% | +56.25% | 0.00% | +352.00% | +22.12% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,100 | $9,090 | -$1,010 | -10.00% |
| 2022 | $11,300 | $2,888 | -$8,412 | -74.45% |
| 2023 | $12,500 | $5,997 | -$6,503 | -52.02% |
| 2024 | $13,800 | $7,322 | -$6,478 | -46.94% |
| 2025 | $15,000 | $35,876 | +$20,876 | +139.17% |
| 2026 (YTD) | $16,000 | $44,571 | +$28,571 | +178.57% |
Best 12-month stretch
+662.26%Jan 2025 → Jan 2026
Worst 12-month stretch
-83.13%Dec 2021 → Dec 2022
Deepest drawdown
-83.75%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years