Lump Sum10 years ago
$10,000 invested once
$25,824+$15,824 · +158.24%
Total invested$10,000
Annualised (CAGR)+9.99%
Max drawdown-37.70%
SIP · Monthly122 contributions
$100 every month
$27,636+$15,436 · +126.52%
Total invested$12,200
Money-weighted (XIRR)+15.72%
Max drawdown-35.82%
SIP · Biweekly261 contributions
$100 every two weeks
$59,142+$33,042 · +126.60%
Total invested$26,100
Money-weighted (XIRR)+15.77%
Max drawdown-36.24%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$53,460after your settings in ACO-X.TO
Profit
+$31,260+140.81% on money in
Annualised return
+11.95%Money-weighted (XIRR)
Deepest dip
-37.16%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+11.44% | +2.76% | +21.79% | +55.12% | +38.32% p.a. | +19.09% p.a. | +9.99% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.44% | +3.62% | -11.53% | +33.46% | -23.04% | +22.23% | +3.50% | -4.25% | +28.35% | +24.17% | +47.14% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,858 | -$342 | -3.35% |
| 2017 | $11,500 | $11,469 | -$31 | -0.27% |
| 2018 | $12,700 | $11,320 | -$1,380 | -10.87% |
| 2019 | $13,900 | $16,432 | +$2,532 | +18.22% |
| 2020 | $15,100 | $13,762 | -$1,338 | -8.86% |
| 2021 | $16,300 | $18,083 | +$1,783 | +10.94% |
| 2022 | $17,500 | $19,907 | +$2,407 | +13.75% |
| 2023 | $18,800 | $20,363 | +$1,563 | +8.31% |
| 2024 | $20,000 | $27,516 | +$7,516 | +37.58% |
| 2025 | $21,200 | $35,530 | +$14,330 | +67.60% |
| 2026 (YTD) | $22,200 | $53,460 | +$31,260 | +140.81% |
Best 12-month stretch
+62.42%Jul 2025 → Jul 2026
Worst 12-month stretch
-28.09%Feb 2020 → Feb 2021
Deepest drawdown
-37.70%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,768on $10,000, trailing 10 years