ZAGBMO Aggregate Bond Index ETFTorontoETF
C$13.46−C$0.06Down0.44%Oct 26, 2026 close
Lump Sum10 years ago
$10,000 invested once
$11,418+$1,418 · +14.18%
Total invested$10,000
Annualised (CAGR)+1.34%
Max drawdown-17.70%
SIP · Monthly122 contributions
$100 every month
$13,100+$900 · +7.38%
Total invested$12,200
Money-weighted (XIRR)+1.42%
Max drawdown-6.85%
SIP · Biweekly261 contributions
$100 every two weeks
$28,014+$1,914 · +7.33%
Total invested$26,100
Money-weighted (XIRR)+1.41%
Max drawdown-8.01%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$24,519after your settings in ZAG.TO
Profit
+$2,319+10.44% on money in
Annualised return
+1.37%Money-weighted (XIRR)
Deepest dip
-10.74%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+0.51% | -0.76% | -0.66% | -0.75% | +4.75% p.a. | +0.59% p.a. | +1.34% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.60% | +2.45% | +1.31% | +7.51% | +7.46% | -2.60% | -11.60% | +6.08% | +3.96% | +2.40% | +0.55% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,938 | -$262 | -2.57% |
| 2017 | $11,500 | $11,496 | -$4 | -0.04% |
| 2018 | $12,700 | $12,867 | +$167 | +1.32% |
| 2019 | $13,900 | $15,061 | +$1,161 | +8.35% |
| 2020 | $15,100 | $17,419 | +$2,319 | +15.36% |
| 2021 | $16,300 | $18,179 | +$1,879 | +11.53% |
| 2022 | $17,500 | $17,247 | -$253 | -1.45% |
| 2023 | $18,800 | $19,648 | +$848 | +4.51% |
| 2024 | $20,000 | $21,667 | +$1,667 | +8.33% |
| 2025 | $21,200 | $23,395 | +$2,195 | +10.36% |
| 2026 (YTD) | $22,200 | $24,519 | +$2,319 | +10.44% |
Best 12-month stretch
+13.12%Sep 2023 → Sep 2024
Worst 12-month stretch
-13.18%Oct 2021 → Oct 2022
Deepest drawdown
-17.70%peak-to-trough on the lump sum
Fee drag over 10 yrs
-$83expense ratio on $10,000
Dividend earnings
+$2,879on $10,000, trailing 10 years