XSPiShares Core S&P 500 Index ETF (CAD-Hedged)TorontoETF
C$76.38−C$0.40Down0.52%Oct 26, 2026 close
Lump Sum10 years ago
$10,000 invested once
$35,492+$25,492 · +254.92%
Total invested$10,000
Annualised (CAGR)+13.55%
Max drawdown-33.46%
SIP · Monthly122 contributions
$100 every month
$24,265+$12,065 · +98.89%
Total invested$12,200
Money-weighted (XIRR)+13.28%
Max drawdown-30.69%
SIP · Biweekly261 contributions
$100 every two weeks
$51,885+$25,785 · +98.79%
Total invested$26,100
Money-weighted (XIRR)+13.30%
Max drawdown-31.24%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$59,757after your settings in XSP.TO
Profit
+$37,557+169.18% on money in
Annualised return
+13.47%Money-weighted (XIRR)
Deepest dip
-32.68%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.62% | +2.58% | +5.99% | +10.89% | +22.15% p.a. | +9.73% p.a. | +13.55% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +7.64% | +20.66% | -5.40% | +28.25% | +14.95% | +24.23% | -19.32% | +24.33% | +24.71% | +14.63% | +10.02% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,970 | +$770 | +7.55% |
| 2017 | $11,500 | $14,662 | +$3,162 | +27.50% |
| 2018 | $12,700 | $14,985 | +$2,285 | +17.99% |
| 2019 | $13,900 | $20,548 | +$6,648 | +47.83% |
| 2020 | $15,100 | $25,040 | +$9,940 | +65.83% |
| 2021 | $16,300 | $32,418 | +$16,118 | +98.88% |
| 2022 | $17,500 | $27,284 | +$9,784 | +55.91% |
| 2023 | $18,800 | $35,364 | +$16,564 | +88.11% |
| 2024 | $20,000 | $45,405 | +$25,405 | +127.02% |
| 2025 | $21,200 | $53,369 | +$32,169 | +151.74% |
| 2026 (YTD) | $22,200 | $59,757 | +$37,557 | +169.18% |
Best 12-month stretch
+72.25%Mar 2020 → Mar 2021
Worst 12-month stretch
-21.92%Nov 2021 → Oct 2022
Deepest drawdown
-33.46%peak-to-trough on the lump sum
Fee drag over 10 yrs
-$166expense ratio on $10,000
Dividend earnings
+$2,360on $10,000, trailing 10 years