VSPVanguard S&P 500 Index ETF (CAD-hedged)TorontoETF
C$118.96−C$0.67Down0.56%Oct 26, 2026 close
Lump Sum10 years ago
$10,000 invested once
$36,687+$26,687 · +266.87%
Total invested$10,000
Annualised (CAGR)+13.93%
Max drawdown-32.99%
SIP · Monthly122 contributions
$100 every month
$24,775+$12,575 · +103.07%
Total invested$12,200
Money-weighted (XIRR)+13.67%
Max drawdown-30.24%
SIP · Biweekly261 contributions
$100 every two weeks
$52,981+$26,881 · +102.99%
Total invested$26,100
Money-weighted (XIRR)+13.70%
Max drawdown-30.77%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$61,462after your settings in VSP.TO
Profit
+$39,262+176.85% on money in
Annualised return
+13.85%Money-weighted (XIRR)
Deepest dip
-32.22%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.68% | +2.64% | +5.94% | +10.90% | +22.18% p.a. | +10.37% p.a. | +13.93% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +7.32% | +21.05% | -5.41% | +28.60% | +15.08% | +27.90% | -19.23% | +24.16% | +24.69% | +14.73% | +9.96% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,938 | +$738 | +7.24% |
| 2017 | $11,500 | $14,668 | +$3,168 | +27.55% |
| 2018 | $12,700 | $14,988 | +$2,288 | +18.02% |
| 2019 | $13,900 | $20,606 | +$6,706 | +48.25% |
| 2020 | $15,100 | $25,135 | +$10,035 | +66.46% |
| 2021 | $16,300 | $33,496 | +$17,196 | +105.50% |
| 2022 | $17,500 | $28,185 | +$10,685 | +61.06% |
| 2023 | $18,800 | $36,438 | +$17,638 | +93.82% |
| 2024 | $20,000 | $46,740 | +$26,740 | +133.70% |
| 2025 | $21,200 | $54,947 | +$33,747 | +159.19% |
| 2026 (YTD) | $22,200 | $61,462 | +$39,262 | +176.85% |
Best 12-month stretch
+71.49%Mar 2020 → Mar 2021
Worst 12-month stretch
-19.70%Oct 2021 → Oct 2022
Deepest drawdown
-32.99%peak-to-trough on the lump sum
Fee drag over 10 yrs
-$169expense ratio on $10,000
Dividend earnings
+$2,354on $10,000, trailing 10 years