Lump Sum10 years ago
$10,000 invested once
$10,435+$435 · +4.35%
Total invested$10,000
Annualised (CAGR)+0.43%
Max drawdown-68.04%
SIP · Monthly122 contributions
$100 every month
$10,770-$1,430 · -11.72%
Total invested$12,200
Money-weighted (XIRR)-2.52%
Max drawdown-59.19%
SIP · Biweekly261 contributions
$100 every two weeks
$23,042-$3,058 · -11.72%
Total invested$26,100
Money-weighted (XIRR)-2.52%
Max drawdown-58.55%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$21,205after your settings in VITL-UN.TO
Profit
-$995-4.48% on money in
Annualised return
-0.63%Money-weighted (XIRR)
Deepest dip
-65.12%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-0.01% | -9.52% | -4.57% | +6.06% | +17.01% p.a. | -10.93% p.a. | +0.43% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.56% | +20.01% | -8.10% | +30.99% | +14.08% | +16.53% | -26.41% | -40.32% | -5.29% | +21.74% | +5.65% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,362 | +$162 | +1.59% |
| 2017 | $11,500 | $13,855 | +$2,355 | +20.48% |
| 2018 | $12,700 | $13,838 | +$1,138 | +8.96% |
| 2019 | $13,900 | $19,399 | +$5,499 | +39.56% |
| 2020 | $15,100 | $23,581 | +$8,481 | +56.16% |
| 2021 | $16,300 | $28,781 | +$12,481 | +76.57% |
| 2022 | $17,500 | $22,144 | +$4,644 | +26.54% |
| 2023 | $18,800 | $14,265 | -$4,535 | -24.12% |
| 2024 | $20,000 | $14,668 | -$5,332 | -26.66% |
| 2025 | $21,200 | $19,147 | -$2,053 | -9.68% |
| 2026 (YTD) | $22,200 | $21,205 | -$995 | -4.48% |
Best 12-month stretch
+85.39%Mar 2020 → Mar 2021
Worst 12-month stretch
-59.20%Oct 2022 → Oct 2023
Deepest drawdown
-68.04%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$6,487on $10,000, trailing 10 years