Lump Sum10 years ago
$10,000 invested once
$15,672+$5,672 · +56.72%
Total invested$10,000
Annualised (CAGR)+5.11%
Max drawdown-90.25%
SIP · Monthly110 contributions
$100 every month
$43,997+$32,997 · +299.97%
Total invested$11,000
Money-weighted (XIRR)+29.42%
Max drawdown-65.33%
SIP · Biweekly236 contributions
$100 every two weeks
$93,535+$69,935 · +296.33%
Total invested$23,600
Money-weighted (XIRR)+29.36%
Max drawdown-64.79%
Playground
How you invest
Growth of your contributions
You invest
$21,000
It would be worth
$59,669after your settings in TI.TO
Profit
+$38,669+184.14% on money in
Annualised return
+15.59%Money-weighted (XIRR)
Deepest dip
-83.97%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-33.42% | -5.61% | -24.23% | -21.35% | +61.86% p.a. | +26.40% p.a. | — |
Calendar-year returns
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|
| -6.87% | -17.21% | -71.29% | +189.66% | -20.21% | -21.08% | -27.49% | -10.45% | +788.89% | -32.75% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2017 | $10,300 | $9,607 | -$693 | -6.73% |
| 2018 | $11,500 | $8,885 | -$2,615 | -22.74% |
| 2019 | $12,700 | $3,419 | -$9,281 | -73.08% |
| 2020 | $13,900 | $13,520 | -$380 | -2.73% |
| 2021 | $15,200 | $12,529 | -$2,671 | -17.57% |
| 2022 | $16,400 | $10,919 | -$5,481 | -33.42% |
| 2023 | $17,600 | $8,812 | -$8,788 | -49.93% |
| 2024 | $18,800 | $9,212 | -$9,588 | -51.00% |
| 2025 | $20,000 | $87,642 | +$67,642 | +338.21% |
| 2026 (YTD) | $21,000 | $59,669 | +$38,669 | +184.14% |
Best 12-month stretch
+1473.33%Feb 2025 → Feb 2026
Worst 12-month stretch
-78.46%Oct 2018 → Oct 2019
Deepest drawdown
-90.25%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$534on $10,000, trailing 10 years