Lump Sum10 years ago
$10,000 invested once
$49,493+$39,493 · +394.93%
Total invested$10,000
Annualised (CAGR)+17.41%
Max drawdown-28.12%
SIP · Monthly122 contributions
$100 every month
$34,606+$22,406 · +183.66%
Total invested$12,200
Money-weighted (XIRR)+19.91%
Max drawdown-26.05%
SIP · Biweekly261 contributions
$100 every two weeks
$74,054+$47,954 · +183.73%
Total invested$26,100
Money-weighted (XIRR)+19.97%
Max drawdown-26.36%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$84,099after your settings in RY.TO
Profit
+$61,899+278.82% on money in
Annualised return
+18.13%Money-weighted (XIRR)
Deepest dip
-27.62%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.35% | -3.91% | +18.19% | +39.97% | +41.89% p.a. | +21.11% p.a. | +17.41% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +10.74% | +17.12% | -4.79% | +13.94% | +6.08% | +33.09% | -1.52% | +9.80% | +34.83% | +39.47% | +22.53% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,285 | +$1,085 | +10.64% |
| 2017 | $11,500 | $14,623 | +$3,123 | +27.16% |
| 2018 | $12,700 | $15,078 | +$2,378 | +18.72% |
| 2019 | $13,900 | $18,392 | +$4,492 | +32.31% |
| 2020 | $15,100 | $20,864 | +$5,764 | +38.17% |
| 2021 | $16,300 | $29,102 | +$12,802 | +78.54% |
| 2022 | $17,500 | $29,845 | +$12,345 | +70.54% |
| 2023 | $18,800 | $34,164 | +$15,364 | +81.72% |
| 2024 | $20,000 | $47,466 | +$27,466 | +137.33% |
| 2025 | $21,200 | $67,747 | +$46,547 | +219.56% |
| 2026 (YTD) | $22,200 | $84,099 | +$61,899 | +278.82% |
Best 12-month stretch
+70.90%Jul 2025 → Jul 2026
Worst 12-month stretch
-20.09%Mar 2019 → Mar 2020
Deepest drawdown
-28.12%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$5,717on $10,000, trailing 10 years