Lump Sum10 years ago
$10,000 invested once
$9,640-$360 · -3.60%
Total invested$10,000
Annualised (CAGR)-3.48%
Max drawdown-22.99%
SIP · Monthly13 contributions
$100 every month
$1,156-$144 · -11.10%
Total invested$1,300
Money-weighted (XIRR)-19.83%
Max drawdown-12.07%
SIP · Biweekly28 contributions
$100 every two weeks
$2,486-$314 · -11.22%
Total invested$2,800
Money-weighted (XIRR)-20.95%
Max drawdown-7.94%
Playground
How you invest
Growth of your contributions
You invest
$11,300
It would be worth
$10,796after your settings in RGSI.TO
Profit
-$504-4.46% on money in
Annualised return
-4.56%Money-weighted (XIRR)
Deepest dip
-20.41%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+1.47% | -13.81% | -17.23% | -1.67% | — | — | — |
Calendar-year returns
| 2025 | YTD |
|---|---|
| +13.56% | -15.11% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2025 | $10,300 | $11,684 | +$1,384 | +13.44% |
| 2026 (YTD) | $11,300 | $10,796 | -$504 | -4.46% |
Best 12-month stretch
+3.06%Oct 2025 → Oct 2026
Worst 12-month stretch
-1.67%Oct 2025 → Oct 2026
Deepest drawdown
-22.99%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$490on $10,000, trailing 10 years