Lump Sum10 years ago
$10,000 invested once
$17,752+$7,752 · +77.52%
Total invested$10,000
Annualised (CAGR)+5.92%
Max drawdown-68.14%
SIP · Monthly122 contributions
$100 every month
$20,051+$7,851 · +64.35%
Total invested$12,200
Money-weighted (XIRR)+9.63%
Max drawdown-44.11%
SIP · Biweekly261 contributions
$100 every two weeks
$42,889+$16,789 · +64.33%
Total invested$26,100
Money-weighted (XIRR)+9.66%
Max drawdown-43.89%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$37,802after your settings in QTRH.TO
Profit
+$15,602+70.28% on money in
Annualised return
+7.24%Money-weighted (XIRR)
Deepest dip
-57.67%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-8.19% | -3.58% | +80.54% | +146.79% | +21.31% p.a. | +1.78% p.a. | +5.92% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +21.12% | +8.70% | -34.57% | +16.69% | +58.62% | +7.65% | -39.78% | +24.50% | -14.36% | -43.71% | +186.17% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $12,340 | +$2,140 | +20.98% |
| 2017 | $11,500 | $14,875 | +$3,375 | +29.35% |
| 2018 | $12,700 | $10,804 | -$1,896 | -14.93% |
| 2019 | $13,900 | $13,929 | +$29 | +0.21% |
| 2020 | $15,100 | $23,674 | +$8,574 | +56.78% |
| 2021 | $16,300 | $26,771 | +$10,471 | +64.24% |
| 2022 | $17,500 | $17,089 | -$411 | -2.35% |
| 2023 | $18,800 | $22,908 | +$4,108 | +21.85% |
| 2024 | $20,000 | $20,799 | +$799 | +3.99% |
| 2025 | $21,200 | $12,619 | -$8,581 | -40.47% |
| 2026 (YTD) | $22,200 | $37,802 | +$15,602 | +70.28% |
Best 12-month stretch
+176.42%Sep 2025 → Sep 2026
Worst 12-month stretch
-45.18%Jan 2025 → Jan 2026
Deepest drawdown
-68.14%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,857on $10,000, trailing 10 years