Lump Sum10 years ago
$10,000 invested once
$18,697+$8,697 · +86.97%
Total invested$10,000
Annualised (CAGR)+7.31%
Max drawdown-71.61%
SIP · Monthly109 contributions
$100 every month
$26,182+$15,282 · +140.20%
Total invested$10,900
Money-weighted (XIRR)+19.10%
Max drawdown-50.93%
SIP · Biweekly232 contributions
$100 every two weeks
$55,434+$32,234 · +138.94%
Total invested$23,200
Money-weighted (XIRR)+18.98%
Max drawdown-50.28%
Playground
How you invest
Growth of your contributions
You invest
$20,900
It would be worth
$44,879after your settings in NEO.TO
Profit
+$23,979+114.73% on money in
Annualised return
+11.57%Money-weighted (XIRR)
Deepest dip
-63.76%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-24.79% | -36.02% | -2.30% | +24.68% | +57.84% p.a. | +8.93% p.a. | — |
Calendar-year returns
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|
| +1.70% | -10.58% | -19.46% | +18.41% | +50.37% | -51.09% | -16.66% | +10.28% | +118.83% | +45.74% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2017 | $10,100 | $10,272 | +$172 | +1.70% |
| 2018 | $11,400 | $10,419 | -$981 | -8.61% |
| 2019 | $12,600 | $9,589 | -$3,011 | -23.90% |
| 2020 | $13,800 | $13,147 | -$653 | -4.73% |
| 2021 | $15,000 | $21,122 | +$6,122 | +40.81% |
| 2022 | $16,200 | $11,276 | -$4,924 | -30.40% |
| 2023 | $17,400 | $10,501 | -$6,899 | -39.65% |
| 2024 | $18,700 | $13,037 | -$5,663 | -30.29% |
| 2025 | $19,900 | $30,191 | +$10,291 | +51.71% |
| 2026 (YTD) | $20,900 | $44,879 | +$23,979 | +114.73% |
Best 12-month stretch
+258.38%Feb 2025 → Feb 2026
Worst 12-month stretch
-55.38%Nov 2021 → Nov 2022
Deepest drawdown
-71.61%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,028on $10,000, trailing 10 years