Lump Sum10 years ago
$10,000 invested once
$12,661+$2,661 · +26.61%
Total invested$10,000
Annualised (CAGR)+2.40%
Max drawdown-59.78%
SIP · Monthly122 contributions
$100 every month
$22,142+$9,942 · +81.49%
Total invested$12,200
Money-weighted (XIRR)+11.55%
Max drawdown-28.25%
SIP · Biweekly261 contributions
$100 every two weeks
$47,462+$21,362 · +81.85%
Total invested$26,100
Money-weighted (XIRR)+11.62%
Max drawdown-28.81%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$34,802after your settings in GUD.TO
Profit
+$12,602+56.77% on money in
Annualised return
+6.14%Money-weighted (XIRR)
Deepest dip
-33.32%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+12.83% | +19.32% | +53.98% | +99.14% | +37.40% p.a. | +17.77% p.a. | +2.40% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +17.12% | -22.63% | -5.54% | -1.66% | -30.70% | -0.93% | -2.26% | +0.19% | +3.47% | +10.06% | +96.45% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,936 | +$1,736 | +17.02% |
| 2017 | $11,500 | $10,391 | -$1,109 | -9.64% |
| 2018 | $12,700 | $10,989 | -$1,711 | -13.47% |
| 2019 | $13,900 | $12,022 | -$1,878 | -13.51% |
| 2020 | $15,100 | $9,333 | -$5,767 | -38.19% |
| 2021 | $16,300 | $10,437 | -$5,863 | -35.97% |
| 2022 | $17,500 | $11,352 | -$6,148 | -35.13% |
| 2023 | $18,800 | $12,752 | -$6,048 | -32.17% |
| 2024 | $20,000 | $14,354 | -$5,646 | -28.23% |
| 2025 | $21,200 | $16,985 | -$4,215 | -19.88% |
| 2026 (YTD) | $22,200 | $34,802 | +$12,602 | +56.77% |
Best 12-month stretch
+99.14%Oct 2025 → Oct 2026
Worst 12-month stretch
-34.80%Oct 2019 → Oct 2020
Deepest drawdown
-59.78%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years