Lump Sum10 years ago
$10,000 invested once
$24,575+$14,575 · +145.75%
Total invested$10,000
Annualised (CAGR)+9.44%
Max drawdown-85.75%
SIP · Monthly122 contributions
$100 every month
$9,882-$2,318 · -19.00%
Total invested$12,200
Money-weighted (XIRR)-4.28%
Max drawdown-85.02%
SIP · Biweekly261 contributions
$100 every two weeks
$21,057-$5,043 · -19.32%
Total invested$26,100
Money-weighted (XIRR)-4.37%
Max drawdown-84.92%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$34,458after your settings in GSY.TO
Profit
+$12,258+55.21% on money in
Annualised return
+6.01%Money-weighted (XIRR)
Deepest dip
-85.55%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+2.87% | -10.00% | +39.36% | -73.23% | -24.38% p.a. | -23.64% p.a. | +9.44% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +5.72% | +55.88% | +4.52% | +89.13% | +42.32% | +88.56% | -38.60% | +53.67% | +9.26% | -18.75% | -66.44% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,779 | +$579 | +5.67% |
| 2017 | $11,500 | $18,417 | +$6,917 | +60.15% |
| 2018 | $12,700 | $20,379 | +$7,679 | +60.47% |
| 2019 | $13,900 | $40,205 | +$26,305 | +189.25% |
| 2020 | $15,100 | $59,295 | +$44,195 | +292.68% |
| 2021 | $16,300 | $113,246 | +$96,946 | +594.76% |
| 2022 | $17,500 | $70,608 | +$53,108 | +303.47% |
| 2023 | $18,800 | $110,293 | +$91,493 | +486.66% |
| 2024 | $20,000 | $121,668 | +$101,668 | +508.34% |
| 2025 | $21,200 | $99,846 | +$78,646 | +370.97% |
| 2026 (YTD) | $22,200 | $34,458 | +$12,258 | +55.21% |
Best 12-month stretch
+337.44%Mar 2020 → Mar 2021
Worst 12-month stretch
-79.84%Aug 2025 → Aug 2026
Deepest drawdown
-85.75%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$10,959on $10,000, trailing 10 years