Lump Sum10 years ago
$10,000 invested once
$18,379+$8,379 · +83.79%
Total invested$10,000
Annualised (CAGR)+6.30%
Max drawdown-48.82%
SIP · Monthly122 contributions
$100 every month
$14,183+$1,983 · +16.25%
Total invested$12,200
Money-weighted (XIRR)+2.98%
Max drawdown-43.07%
SIP · Biweekly261 contributions
$100 every two weeks
$30,347+$4,247 · +16.27%
Total invested$26,100
Money-weighted (XIRR)+2.99%
Max drawdown-42.78%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$32,563after your settings in GIB-A.TO
Profit
+$10,363+46.68% on money in
Annualised return
+5.24%Money-weighted (XIRR)
Deepest dip
-46.53%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+19.79% | +22.87% | +15.99% | -5.47% | -3.63% p.a. | +0.98% p.a. | +6.30% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.06% | +5.99% | +19.05% | +33.81% | -7.18% | +10.75% | +4.35% | +21.63% | +11.87% | -20.72% | -7.83% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,412 | +$212 | +2.08% |
| 2017 | $11,500 | $12,387 | +$887 | +7.71% |
| 2018 | $12,700 | $15,974 | +$3,274 | +25.78% |
| 2019 | $13,900 | $22,695 | +$8,795 | +63.27% |
| 2020 | $15,100 | $22,411 | +$7,311 | +48.42% |
| 2021 | $16,300 | $26,059 | +$9,759 | +59.87% |
| 2022 | $17,500 | $28,513 | +$11,013 | +62.93% |
| 2023 | $18,800 | $36,070 | +$17,270 | +91.86% |
| 2024 | $20,000 | $41,624 | +$21,624 | +108.12% |
| 2025 | $21,200 | $34,091 | +$12,891 | +60.81% |
| 2026 (YTD) | $22,200 | $32,563 | +$10,363 | +46.68% |
Best 12-month stretch
+47.46%Mar 2020 → Mar 2021
Worst 12-month stretch
-42.16%May 2025 → May 2026
Deepest drawdown
-48.82%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$203on $10,000, trailing 10 years