Lump Sum10 years ago
$10,000 invested once
$7,847-$2,153 · -21.53%
Total invested$10,000
Annualised (CAGR)-2.40%
Max drawdown-85.02%
SIP · Monthly122 contributions
$100 every month
$29,483+$17,283 · +141.66%
Total invested$12,200
Money-weighted (XIRR)+16.93%
Max drawdown-41.11%
SIP · Biweekly261 contributions
$100 every two weeks
$63,309+$37,209 · +142.56%
Total invested$26,100
Money-weighted (XIRR)+17.04%
Max drawdown-40.90%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$37,330after your settings in DC-A.TO
Profit
+$15,130+68.15% on money in
Annualised return
+7.09%Money-weighted (XIRR)
Deepest dip
-73.14%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-30.37% | +0.28% | -17.24% | -2.70% | +47.34% p.a. | +19.53% p.a. | -2.40% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -6.00% | -56.78% | -55.73% | +41.79% | +18.80% | +2.16% | 0.00% | -35.21% | +59.78% | +167.35% | -8.40% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,593 | -$607 | -5.95% |
| 2017 | $11,500 | $5,174 | -$6,326 | -55.01% |
| 2018 | $12,700 | $3,109 | -$9,591 | -75.52% |
| 2019 | $13,900 | $5,813 | -$8,087 | -58.18% |
| 2020 | $15,100 | $8,279 | -$6,821 | -45.17% |
| 2021 | $16,300 | $9,586 | -$6,714 | -41.19% |
| 2022 | $17,500 | $10,856 | -$6,644 | -37.96% |
| 2023 | $18,800 | $8,013 | -$10,787 | -57.38% |
| 2024 | $20,000 | $14,218 | -$5,782 | -28.91% |
| 2025 | $21,200 | $39,790 | +$18,590 | +87.69% |
| 2026 (YTD) | $22,200 | $37,330 | +$15,130 | +68.15% |
Best 12-month stretch
+180.99%Sep 2024 → Sep 2025
Worst 12-month stretch
-58.08%Jan 2018 → Jan 2019
Deepest drawdown
-85.02%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$632on $10,000, trailing 10 years