Lump Sum10 years ago
$10,000 invested once
$27,492+$17,492 · +174.92%
Total invested$10,000
Annualised (CAGR)+10.66%
Max drawdown-47.88%
SIP · Monthly122 contributions
$100 every month
$14,566+$2,366 · +19.39%
Total invested$12,200
Money-weighted (XIRR)+3.49%
Max drawdown-46.29%
SIP · Biweekly261 contributions
$100 every two weeks
$31,127+$5,027 · +19.26%
Total invested$26,100
Money-weighted (XIRR)+3.48%
Max drawdown-46.70%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$42,058after your settings in CIGI.TO
Profit
+$19,858+89.45% on money in
Annualised return
+8.69%Money-weighted (XIRR)
Deepest dip
-47.56%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+1.73% | -5.54% | -7.56% | -41.65% | -0.03% p.a. | -6.27% p.a. | +10.66% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.46% | +53.57% | -0.34% | +34.52% | +11.87% | +66.54% | -33.77% | +35.12% | +17.68% | +1.57% | -34.60% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,448 | +$248 | +2.43% |
| 2017 | $11,500 | $17,560 | +$6,060 | +52.70% |
| 2018 | $12,700 | $18,515 | +$5,815 | +45.79% |
| 2019 | $13,900 | $26,235 | +$12,335 | +88.74% |
| 2020 | $15,100 | $30,941 | +$15,841 | +104.91% |
| 2021 | $16,300 | $53,080 | +$36,780 | +225.64% |
| 2022 | $17,500 | $36,175 | +$18,675 | +106.71% |
| 2023 | $18,800 | $50,444 | +$31,644 | +168.32% |
| 2024 | $20,000 | $60,711 | +$40,711 | +203.56% |
| 2025 | $21,200 | $62,917 | +$41,717 | +196.78% |
| 2026 (YTD) | $22,200 | $42,058 | +$19,858 | +89.45% |
Best 12-month stretch
+121.17%Jul 2020 → Jul 2021
Worst 12-month stretch
-44.62%Sep 2025 → Sep 2026
Deepest drawdown
-47.88%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$555on $10,000, trailing 10 years