Lump Sum10 years ago
$10,000 invested once
$42,434+$32,434 · +324.34%
Total invested$10,000
Annualised (CAGR)+15.61%
Max drawdown-39.53%
SIP · Monthly122 contributions
$100 every month
$32,044+$19,844 · +162.66%
Total invested$12,200
Money-weighted (XIRR)+18.48%
Max drawdown-36.09%
SIP · Biweekly261 contributions
$100 every two weeks
$68,553+$42,453 · +162.66%
Total invested$26,100
Money-weighted (XIRR)+18.53%
Max drawdown-36.80%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$74,478after your settings in BMO.TO
Profit
+$52,278+235.49% on money in
Annualised return
+16.46%Money-weighted (XIRR)
Deepest dip
-38.65%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-2.91% | -4.88% | +15.58% | +38.16% | +37.34% p.a. | +16.74% p.a. | +15.61% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +15.20% | +7.99% | -6.95% | +16.21% | +1.33% | +45.89% | -6.19% | +12.19% | +11.11% | +36.60% | +33.57% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,735 | +$1,535 | +15.05% |
| 2017 | $11,500 | $14,042 | +$2,542 | +22.11% |
| 2018 | $12,700 | $14,170 | +$1,470 | +11.57% |
| 2019 | $13,900 | $17,704 | +$3,804 | +27.37% |
| 2020 | $15,100 | $19,446 | +$4,346 | +28.78% |
| 2021 | $16,300 | $29,747 | +$13,447 | +82.50% |
| 2022 | $17,500 | $29,034 | +$11,534 | +65.91% |
| 2023 | $18,800 | $34,019 | +$15,219 | +80.95% |
| 2024 | $20,000 | $39,165 | +$19,165 | +95.83% |
| 2025 | $21,200 | $54,948 | +$33,748 | +159.19% |
| 2026 (YTD) | $22,200 | $74,478 | +$52,278 | +235.49% |
Best 12-month stretch
+102.80%May 2020 → May 2021
Worst 12-month stretch
-36.89%May 2019 → May 2020
Deepest drawdown
-39.53%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$5,813on $10,000, trailing 10 years