ZSPBMO S&P 500 Index ETF (CAD)TorontoETF
C$116.93−C$0.66Down0.56%Oct 26, 2026 close
Lump Sum10 years ago
$10,000 invested once
$43,473+$33,473 · +334.73%
Total invested$10,000
Annualised (CAGR)+15.89%
Max drawdown-25.50%
SIP · Monthly122 contributions
$100 every month
$28,459+$16,259 · +133.27%
Total invested$12,200
Money-weighted (XIRR)+16.27%
Max drawdown-22.51%
SIP · Biweekly261 contributions
$100 every two weeks
$60,847+$34,747 · +133.13%
Total invested$26,100
Money-weighted (XIRR)+16.30%
Max drawdown-23.22%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$71,932after your settings in ZSP.TO
Profit
+$49,732+224.02% on money in
Annualised return
+15.99%Money-weighted (XIRR)
Deepest dip
-24.71%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-2.45% | +2.40% | +9.52% | +13.30% | +24.53% p.a. | +14.70% p.a. | +15.89% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +7.89% | +13.55% | +2.45% | +25.96% | +15.34% | +27.54% | -12.68% | +23.30% | +37.22% | +10.83% | +14.16% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,998 | +$798 | +7.82% |
| 2017 | $11,500 | $13,872 | +$2,372 | +20.62% |
| 2018 | $12,700 | $15,367 | +$2,667 | +21.00% |
| 2019 | $13,900 | $20,668 | +$6,768 | +48.69% |
| 2020 | $15,100 | $25,188 | +$10,088 | +66.81% |
| 2021 | $16,300 | $33,490 | +$17,190 | +105.46% |
| 2022 | $17,500 | $30,427 | +$12,927 | +73.87% |
| 2023 | $18,800 | $38,948 | +$20,148 | +107.17% |
| 2024 | $20,000 | $54,830 | +$34,830 | +174.15% |
| 2025 | $21,200 | $62,084 | +$40,884 | +192.85% |
| 2026 (YTD) | $22,200 | $71,932 | +$49,732 | +224.02% |
Best 12-month stretch
+48.94%Mar 2020 → Mar 2021
Worst 12-month stretch
-12.68%Dec 2021 → Dec 2022
Deepest drawdown
-25.50%peak-to-trough on the lump sum
Fee drag over 10 yrs
-$180expense ratio on $10,000
Dividend earnings
+$2,523on $10,000, trailing 10 years