VBALVanguard Balanced ETF PortfolioTorontoETF
C$39.16−C$0.16Down0.41%Oct 26, 2026 close
Lump Sum10 years ago
$10,000 invested once
$19,290+$9,290 · +92.90%
Total invested$10,000
Annualised (CAGR)+7.83%
Max drawdown-19.45%
SIP · Monthly107 contributions
$100 every month
$16,067+$5,367 · +50.16%
Total invested$10,700
Money-weighted (XIRR)+9.14%
Max drawdown-16.40%
SIP · Biweekly228 contributions
$100 every two weeks
$34,260+$11,460 · +50.26%
Total invested$22,800
Money-weighted (XIRR)+9.15%
Max drawdown-16.50%
Playground
How you invest
Growth of your contributions
You invest
$20,700
It would be worth
$35,356after your settings in VBAL.TO
Profit
+$14,656+70.80% on money in
Annualised return
+8.23%Money-weighted (XIRR)
Deepest dip
-18.86%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.32% | +0.23% | +3.59% | +8.15% | +15.92% p.a. | +7.64% p.a. | — |
Calendar-year returns
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|
| -1.88% | +15.02% | +9.85% | +10.21% | -11.39% | +12.49% | +16.53% | +12.92% | +7.64% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2018 | $11,200 | $10,978 | -$222 | -1.98% |
| 2019 | $12,400 | $13,888 | +$1,488 | +12.00% |
| 2020 | $13,600 | $16,572 | +$2,972 | +21.85% |
| 2021 | $14,800 | $19,519 | +$4,719 | +31.89% |
| 2022 | $16,000 | $18,470 | +$2,470 | +15.44% |
| 2023 | $17,200 | $22,056 | +$4,856 | +28.23% |
| 2024 | $18,500 | $27,109 | +$8,609 | +46.54% |
| 2025 | $19,700 | $31,896 | +$12,196 | +61.91% |
| 2026 (YTD) | $20,700 | $35,356 | +$14,656 | +70.80% |
Best 12-month stretch
+33.40%Mar 2020 → Mar 2021
Worst 12-month stretch
-13.55%Oct 2021 → Oct 2022
Deepest drawdown
-19.45%peak-to-trough on the lump sum
Fee drag over 10 yrs
-$233expense ratio on $10,000
Dividend earnings
+$2,286on $10,000, trailing 10 years